VisitBali

Bali Travel Tips — Money, Etiquette, Scams & Packing

Practical tips every Bali traveller needs — currency and ATMs, temple etiquette, avoiding scams, Bali belly prevention, SIM cards, scooter hire and what to pack.

Money & payments

  • 💵 Currency: Indonesian Rupiah (IDR). 1 USD ≈ 16,000 IDR in mid-2026.
  • 🏧 ATMs: Widely available. Use bank ATMs (BCA, Mandiri, BNI) and avoid standalone machines in tourist streets.
  • 💱 Money changers: Use authorised changers only — PT Central Kuta is a reputable chain. Count your money carefully.
  • 💳 Cards: Widely accepted at hotels, restaurants and shops. Many local warungs are cash only.
  • 📱 Travel cards: Wise or Revolut avoid foreign transaction fees and offer mid-market rates.

Temple etiquette

  • 🛕 Cover shoulders and knees — sarong and sash available at most temples.
  • 🩸 Women during menstruation are traditionally asked not to enter inner temple areas.
  • 📸 Ask before photographing ceremonies. Many temples have restricted photography zones.
  • 🚫 Never sit higher than a priest or stand over offerings on the ground.
  • 🌸 Bring a small cash donation when entering temples — IDR 15,000–50,000 is typical.

Frequently asked questions

Do I need cash in Bali?

Yes — many local warungs, small shops and market vendors only accept cash IDR. Bring a mix of cash and a fee-free travel card (Wise, Revolut). ATMs are widespread; exchange at authorised money changers only (avoid street booths).

What should I wear to temples in Bali?

Shoulders and knees must be covered at all temples. Most provide a sarong and sash to borrow or buy at the entrance. Never wear a sarong in the sea — it is a ceremonial garment only.

Is the tap water safe to drink in Bali?

No. Always drink bottled or filtered water. Most accommodation provides drinking water. Bali belly (traveller's diarrhoea) is common — ice cubes and salads at budget warungs are the usual culprits.

How do I avoid scams in Bali?

Common scams: dodgy money-changers offering suspiciously good rates, 'broken' Grab meters, fake fuel stations. Use licensed ATMs, book taxis through Grab/Gojek, and buy petrol at official Pertamina stations.

Do I need travel insurance in Bali?

Yes — always. Medical evacuation from Bali can cost US$20,000–$50,000. Ensure your policy covers scooter riding (many standard policies exclude it), water sports, and medical repatriation.

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